If thats the stupidest thing you ever heard in your life, then your life must be pretty pathetic. Though I dun really blame you since your born in the late 70s, just in time for the school system in your country to brainwash you into the belief of personal responsibility in the neoliberal ideology at the time. See Im excusing you from your ignorance so perhaps you should start using that personal responsibility of yours to educate your dumb*ss brain to learn what is really going on in this world. No wonder your such a loser with no life.
For you, I guess live for the moment is way to go. It's always someone else at fault. Too bad there are too many people like you in the world. No wonder ghetto like you is everywhere.